BOGNAR FINANACIAL GROUP

             

                                 KEITH BOGNAR

           bognarjk@gmail.com, 317-853-9657

  SECURITY TRADES, PRECIOUS METAL TRADES AND IINVESTMENT FINANCIAL PLANNER, MORTGAGE BROKER

                                    PRECIOUS METAL 

                                BUYERS CERTIFICATION

                                        SILVER

                                        BITCOINS

                                  SECURITIES

                          STUDENT LOAN ADVISOR

                            SMALL BUSINESS LOANS

                                    MORTGAGES

                           FINANCIAL STRATEGIES

                                         BUDGETS

    Bognar Financial helps our clients go through the multitude of products available to meet their individual requirements and options. Keith makes the process of securing a mortgage as well as a large variety of Financial Products by offering the latest in technology and financial tools that allow the client to make effective financial choices. These financial tools are used to communicate the process of the loan to the borrower throughout the transaction. Keith is responsible for building market share through development of relationships throughout the entire process of the loan.

The overall goal for Keith is to make sure that every client is understood and is placed with the right financial product to meet their needs. Keith expertise lies in service, integrity and taking the time to spend with each client to ensure all of their questions are answered. When you are a client of Keith’s there is no rushing, you are not just a number. Keith’s ability to stay on top of every closing is his expertise, to walk the loan and financial strategies  not to elapse at any segment of the closing process. The client’s loan will be completed in a timely matter to allow for financial solutions to the clients needs. After 30 plus years helping clients with their financial needs. Keith is an expert in listening and advising and taking the time to communicate with each client, knowing that their situation is unique and important.

Keith has helped clients with their loans, working for Wachovia bank, Independence Federal Bank and Key Bank Sally Mae, and Nel Net. And has had repeat clients throughout his career due to customer service and communication and going the extra mile. And has had a consistent record of securing and insuring financial gain.

Areas of Expertise

• Security trade
• Silver trades
• Precious Metal trades
• Mortgages
• Student loan consolation
• Refi Watch Program
• Daily Lock Advice for the Mortgage Market
• Loan Comparison Worksheet
• First Time Homebuyer needs analysis
•  Student Loan Consolidation
• Estate Planning
• Self Employment needs analysis
• Home Renovation loans
• ARMS vs. Fixed analysis
•  Loan Satisfaction Guarantee
• FHA, VA, Conventional
• USDA 100% financing
• Client for Life Program
• Budget Planning
• Student Loan Acquisition

BOGNAR FINANCIAL GROUP

Investments & Services

  CALL OR EMAIL TO SET UP APPOINTMENT 

 317-507-8335

 bognarjk@gmail.com, 

 How We Select Investments

Wealth Management

Retirement & College Savings

Stocks, Bonds & Mutual Funds

Cash & Credit

Insurance & Annuities

Business Owners

Preparing For Your Future

How We Approach Your Needs

Retirement

Paying for Education

Preparing for the Unexpected

Planning Your Estate

Calculators & Checklists

Resources & Financial Education

RATES 

Hourly/Flat Fee

A one-time meeting works well when you want to address one or two financial questions. Maybe you want to have your portfolio validated by a professional, discuss cash flow issues, or make sure you are optimizing your employee benefits. The one-time meeting will give you access to a certified financial planner who can provide you with objective advice.

The cost tends to range from $400-$600. This typically includes an initial one to two hour meeting with the advisor and follow up from them with recommendations and actions items for you to complete. This can also be a great option if you haven’t worked with a financial advisor before and you want to dip your toe in the water rather than diving in headfirst.

  Financial Planning

$150-$300 per hour

The usual rates are $250 to $500 per hour, with the total ranging from $3,000 to $5,000 on various projects such as generating an estate plan for a client. Flat fees range from $1,000 to $2,000 for an advisor to look over a client's portfolio and make simple suggestions.

 $400-$600. This typically includes an initial one to two hour meeting

Comprehensive financial plans range from $1,800-$5,000.
 Investment Management

Fees for portfolio management range from 2% to .25% depending on the amount of assets you have managed and how they are managed.  There can also be additional fees for trading costs and underlying investments.

We include comprehensive financial planning and asset management under the assets under management (AUM) fee. This is still the most common type of fee I see charged by registered investment advisors (RIAs). Many of which have investable asset minimums of $500,000 or $1,000,000 to get started. A 1% fee on $1,000,000 means you are charged $10,000 per year.

KEITH BOGNAR

Mortgages-NMLS#328129 for 10 years

Student Loan Advisor for 35 years Sally Mae, Nelnet

Financial advisor 40 years key bank, Wachovia bank, independence federal bank, Carrington Mortgage

Broad Arrow Capital, LLC was formed to focus on the small business SBA 7(a) market.

 Keith Bognar brings a 35 year history of loan origination working for 

Wachovia Bank, Independence Federal Bank and Key Bank. Sally Mae and Nel Net

• Vision and Strategy:  Combine the best of Fintech, including market innovation and technology with the best of

 Traditional including customer service and profitability.

• Focus: National online small business lending platform focused on the SBA 7(a) market.  The goal is be more 

customer focused, more technologically enabled and more efficient while diligently managing credit risk.

• The 7(a) loan program derives its name from the Small Business Administration Act SOP 50 10 5(C), which 

authorizes loans to eligible businesses throughout the country.  It is the most basic and widely utilized loan program 

• The most distinguishing feature of 7(a) loans is the SBA Guarantee of 75% to 85% of the originated loan balance 

     Issued through an SBA approved lender. Use of Proceeds:  Long-term working capital for operations expenses, AP and inventory

• Short-term working capital for seasonal financing, contract performance, construction financing and exporting
• Purchase equipment, machinery, furniture, fixtures, supplies or materials
• Purchase real estate including land and buildings
• Construct a new building or renovate an existing building
• Establish a new business or assist in the acquisition, operation or expansion of an existing business
• Refinance business debt

SBA Loan Qualifications

    Minimum FICO score of 650

• United States citizen or valid Green Card holder
• Business is located in the United States or a US Territory
• Business is organized for profit
• Sufficient collateral

 Cash Flow

Collateral

Credit History (FICO Score

Character

Capacity

 Minimum Information for the Loan Application

Up to 3-year business tax returns

• Up to 3-year personal tax returns (20% ownership or greater)*
• Personal Financial Statement
• If you have or are able to obtain:
• Debt Schedule for all entities
• Income Statement (P&L) and Balance Sheet for all entities (20% or greater)
• Credit Report Consent Form from all guarantors
• Purchase Agreement (if purchase)
• * For new startup businesses, including franchises, 3-years of financial projections 

Let us help you with Student Loans, Mortgages, Budgets and Financial Strategies  

      KEITH BOGNAR 

       bognarjk@gmail.com, 317-507-8335